01Medicare feels confusing.
Not sure when to apply or where to begin? We can help you organize your questions and review the timing for your situation.
Find your Medicare starting point →Local guidance.
Coverage that fits your life.
Helping individuals, families, and businesses across Michiana.
Meet with a local agent in Michigan City, New Carlisle, or South Bend.
A local conversation
A place for your questions.
Bring your questions to a local conversation in our South Bend office. Contact our team to arrange a time to visit.
Talk with our team →Choose your starting point
What are you working through?
01
02Thinking about retirement?
Leaving work can mean a change in health coverage. Talk through insurance options and Medicare timing before your employer coverage ends.
Plan your coverage transition →
03Family coverage feels out of reach.
Monthly premiums can strain a family budget. Review health insurance options, costs and whether financial help may be available.
Review family coverage →
04Medicare costs are adding up.
Worried about Part B and supplement premiums? Review your coverage costs and options with us. Government-set premiums and eligibility rules still apply.
Talk through Medicare costs →
05Worried about dental bills?
Understand coverage before the next expense. Compare premiums, waiting periods and benefit limits; a new plan may not cover care already received.
Explore dental coverage →
06Benefits are stretching your budget.
Taking care of your team has a cost. Compare small-business coverage approaches and the tradeoffs for your employees and budget.
Review benefits for your team →AI-generated illustrations show fictional people.
A local conversation
Meet closer to home.
Meet with a local agent in Michigan City, New Carlisle, or South Bend. Ask our team to confirm the location and arrangements for your visit.
Here in Michiana
Room for your questions. Time for the details.
Insurance guidance with a local address.
Speak with John David Hrab, RN, and the Michiana Health Insurance team. We can help organize the tradeoffs, identify the details to verify, and discuss the next step for your circumstances.
Prefer a phone conversation? Start with a call. For an office visit or a remote meeting, ask the team to confirm arrangements.
Meet us in South Bend or by phone →How we work
A useful conversation starts simply.
Tell us the situation
A life change, a coverage question, a renewal or a bill can be a useful starting point.
Check what matters
Discuss providers, prescriptions, costs and the policy terms that could change your decision.
Choose the next step
Request a personalized quote or a more detailed review. Coverage and appointments require confirmation.
A clear next step
Bring the question. We’ll help you sort the next step.
Call our local team to ask a question or arrange an office visit.